A note from our co-founders

Black Swan Co-Founders

Black Swan began with a simple question, “Why does access to credit depend on who you are, not how you actually manage your money?”

Across Africa, millions of people and businesses earn, trade, and repay every day yet remain invisible to traditional financial systems. We saw an opportunity to change that by rethinking how credit decisions are made.

We built Black Swan to help lenders see the full picture of financial behaviour, using real data from mobile money, banks, and merchant transactions, so that credit can be fairer, faster, and more inclusive.

Today, Black Swan partners with banks, MFIs, fintechs, and merchants to power smarter lending across multiple sectors, from digital loans and devices to vehicles and agriculture.

Our journey is still unfolding, but our mission remains the same; to unlock opportunity by making credit work for everyone.

Derick Kazimoto & Rwebu Mutahaba

Black Swan Co-Founders

Meet our Leadership Team

Experienced builders across finance, data, and technology.

Derick Kazimoto

Derick Kazimoto

Co-Founder & Chief Executive Officer

Vision, partnerships, and strategy

Rwebu Mutahaba

Rwebu Mutahaba

Co-Founder & Chief Strategy Officer

Credit products, user experience, and platform design

Davis David

Davis David

Chief Data Officer

Credit modelling, analytics, and portfolio performance

Harvey Kadyanji

Harvey Kadyanji

Chief Technical Officer

Technology, platform architecture, and AI systems

Najma Jaha

Najma Jaha

Chief Operating Officer

Delivery, compliance, and partner success

Careers

Join us in shaping inclusive finance

At Black Swan, you'll work on real problems that impact real lives. We're building infrastructure that helps people access opportunity, and we're doing it with curiosity, ownership, and purpose.

Why work at Black Swan:

  • Work on high-impact financial infrastructure
  • Solve complex problems using real-world data
  • Collaborate with a mission-driven, diverse team
  • Grow alongside a fast-scaling African fintech

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